two cars destroyed after a head-on collision

Uninsured and Underinsured Motorists

A car accident with an uninsured motorist can be devastating as expenses like medical bills and property damage continue to add up fast.

If you have been in an accident with an uninsured motorist in the state of Texas, you do not have to settle for less than you deserve.

The Law Firm of Roger "Rocky" Walton, P.C. in Arlington, TX, can help you move forward...

Texans Are Required by Law to Carry Auto Insurance 

Texas law requires all drivers to have liability insurance coverage in order to pay for repairs if found at fault in an auto accident. Drivers are required to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This kind of auto insurance is called 30/60/25 coverage.

Unfortunately, many drivers on the road have too little insurance coverage or even none at all. In Texas, you automatically get $30,000 of underinsured motorist coverage, but this may not cover all damages in a car accident. If you are in an accident where the other driver is found at fault but they do not have enough insurance coverage to cover the costs of your losses, you are going to need your insurance policy to take over. You do not want to find out too late that your coverage is not going to cover your costs.

To be sure you are adequately covered in case of an accident, you can increase policy coverages up to $1 million, which costs only a slight increase in your premiums. Many times, clients are amazed at how inexpensive it is to increase their coverage. Rocky recommends taking out the most uninsured and underinsured coverage you can afford. In the event of a claim, the benefits far outweigh the slight increase in cost. 

It Pays to Have a Legal Advocate

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If you have been involved in an incident with an uninsured driver, your insurance company has a duty to treat you fairly and protect your interests. Having a legal advocate is often necessary in order to hold an insurance company to this duty.

More Than Just Another Texas Law Firm

The Law Firm of Roger "Rocky" Walton, P.C., has secured millions on behalf of clients who have been injured due to the negligence of others. Rocky is not just a personal injury attorney–he is one of fewer than 3% of personal injury trial law specialists in the state of Texas. He handles all cases on a contingency fee basis, offers free case reviews, and provides legal services for Spanish-speaking clients. If you have been in an accident caused by a driver with no insurance, or a driver without enough insurance to cover your losses, Rocky can help you turn to your own auto policy for compensation.

When the aftermath of a car accident leaves victims in Grand Prairie, Fort Worth, and Greater DFW unsure of where to turn, Rocky Walton is here to pursue justice.

Se habla Español. Call or text the law firm of Roger "Rocky" Walton, P.C., in Arlington at (817) 429-4299 today to schedule your free case review.

Team at Law Firm of Roger 'Rocky' Walton, P.C.

Loweda L.

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After being hit by another car I thought I could handle the insurance companies by myself. Then I had a lien put against me from the hospital that treated me and my own health insurance plan. I wanted someone who would handle every aspect of my claim including the two liens put against me. WOW...glad I chose Rocky and his firm. The entire team is awesome. From the first meeting with Kati and Rocky to when I picked up my last check, everyone was super helpful and knowledgeable. They kept me informed and knew what to do every step of the way. They got me the limits of my liability claim as well as the UIM. Thanks!

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Teresa V.

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Mr. Walton and all his staff are great. My granddaughter and I were in a terrible car accident a little over a year ago and we needed someone to help us deal with the insurance company. We could not have picked anyone better. I did my own research and picked this law firm based on reviews I read online. They got us the maximum amount from the insurance company. One of the really great things they do is keep you updated on everything that is happening every step of the way. This is just an awesome bunch of people to have working for you. Great job guys!

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Uninsured and Underinsured Insurance Coverage

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Uninsured Motorist Coverage

For many drivers in Arlington, the knowledge that there are people who drive without insurance is enough to make them want to have uninsured motorist coverage. Uninsured motorist (UM) coverage is an important insurance supplement to have because it can protect you if you have the misfortune of being in an accident with a driver who is uninsured. Uninsured motorist coverage helps pay for damages when you are hit by a driver without liability coverage. Instead of making a claim against the other driver, you make a claim against your own insurance company up to the limit of your uninsured driver coverage.

If you are in a car accident in which the other driver is found to be at fault and does not have insurance, your insurance company has a duty to treat you fairly and protect your interests. Unfortunately, your insurance company is looking out for its bottom line, and may not be forthcoming with the payout you need and deserve. This can lead to frustration, especially if you have mounting medical expenses. The Law Firm of Roger "Rocky" Walton, P.C., will fight for your rights and ease the burden of dealing with your insurance company.

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Underinsured Motorist Coverage

Underinsured motorist (UIM) coverage is similar to uninsured motorist coverage. Underinsured motorist coverage helps you cover damages if you have been injured in an auto accident involving a driver who has liability insurance, but not enough to cover your damages. Underinsured motorists generally only carry liability coverage as dictated by law. 

Unfortunately, many drivers on the road in Arlington are underinsured. Like uninsured motorist insurance, it is important to have underinsured motorist coverage on your auto insurance policy. Underinsured motorist coverage takes over after the at-fault driver's liability limits are exhausted. The process needed to make a claim on UIM coverage is similar to that of UM coverage. If you are in need of an attorney to help you collect on a UIM claim, the Law Firm of Roger "Rocky" Walton, P.C., in Arlington will gladly deal with your insurance company on your behalf.

Meet Roger "Rocky" Walton

Roger "Rocky" Walton has been exclusively representing clients in personal injury and wrongful death cases since 1987. He is also a member of the American Trial Lawyers of America, Texas Trial Lawyers Association, and Tarrant County Trial Lawyers Association

During more than 30 years of practicing personal injury law, Rocky has secured millions in compensation for his clients. Together with his legal team, he will keep you informed throughout the legal process and develop a strategy to achieve the results you need. 

The Rocky Advantage

Rocky was board-certified in personal injury trial law by the official Texas Board of Legal Specialization in 1994. This distinction is held by fewer than 3% of personal injury trial lawyers in the state of Texas. It is only granted to lawyers who have demonstrated special competence in various areas of law and high ethical standards. It is designed to aid consumers in selecting an attorney.

The Law Firm of Roger "Rocky" Walton, P.C., wants you to know you have the right to change attorneys or get a second opinion at any time. Rocky wants you to choose a lawyer who you feel best represents your needs, and if it's not an attorney at his Arlington firm, he will be happy to talk to you about your options moving forward.

Rocky Walton
Rocky Walton

Ashley A.

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I wish I could give Rocky and his team in Arlington a million stars. They are the best and are very knowledgeable and professional. I cannot thank them enough for their hard work and dedication. Rocky is one of a kind and has an amazing staff. I would recommend them for any personal injury!

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Mike W.

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After I was struck from behind on the highway, the at fault driver's insurance stated their algorithm determined there was no way I could be injured to the extent I was, due to the "minor" damage to my vehicle. Well, they were wrong. I had to undergo major surgery to repair my neck. Rocky and his team took my case and collected the maximum compensation possible. He and his team took the stress off of me and my family. They handled every aspect from the beginning to the end, and kept me informed the entire time. He and his team are amazing at what they do, and we cannot thank them enough.

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Understanding the Cost of  Trying to Save Money

Underinsured and uninsured driver claims in Texas can lead to complicated lawsuits. Hiring an attorney not only alleviates the frustration of dealing with the insurance company, but it can significantly increase the amount of compensation you receive. Finding out you have been in an accident with an uninsured driver can be confusing, and you may not know where to turn for help. 

Even if you have full coverage, you can run into obstacles. This is especially true if you are struck by a hit-and-run driver. If you are the victim in a hit-and-run accident, your insurance company will be suspicious of any injury and damage claims. In these cases, an attorney can be invaluable.

When you hire Rocky to help you file your uninsured or underinsured motorist claim, you can be assured that there will be no money left on the table. It is a misbelief that your insurance company has your best interests at heart. In reality, insurance companies will often take advantage of a claimant if they can. Their business model is built upon paying out as little as possible. Rocky has been helping car accident victims in Arlington, Grand Prairie, and Greater Fort Worth receive compensation to cover their losses for over 30 years. His team can help you understand and navigate the variables that can have a monumental effect on the outcome of your case.

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The personal injury information offered and contained herein, regarding personal injury statutes and claimants' rights is general in scope. No attorney client relationship with our attorneys is hereby formed nor is the information herein intended as formal legal advice.

Roger 'Rocky' Walton

The Law Firm of Roger "Rocky" Walton, P.C.

The Law Firm of Roger "Rocky" Walton, P.C., has been exclusively representing personal injury clients since 1987. He is proud to be affiliated with top legal organizations, including:

  • Texas Trial Lawyers Association
  • American Association for Justice
  • Texas Board of Legal Specialization
  • Tarrant County Bar Association 

If you are looking for legal representation from a top-rated lawyer in Arlington, call or text our law firm at (817) 429-4299 today! We serve clients in Grand Prairie, Fort Worth, and surrounding areas.

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